Free Tax Filing Options
Don't pay to file your taxes. Explore legitimate free filing options available to you.
If you qualify, you can file your federal tax return for free. The IRS and community organizations offer several legitimate resources to help eligible taxpayers file without paying any filing fees.
Below are three trusted options to consider:
At R Tax Services, we understand that some taxpayers prefer to handle their taxes themselves or use free filing options—and that's a perfectly valid choice. We're here for those who want expert guidance, peace of mind, and professional tax planning. Whether you choose to file independently or work with our team, we're committed to helping all taxpayers find the solution that's right for them.
VITA
Volunteer Income Tax Assistance
Free IRS-certified assistance provided by trained volunteers in your community.
- ✓ IRS-trained and certified volunteers
- ✓ No cost for services
- ✓ Available at local libraries and community centers
- ✓ Multi-language support available
- ✓ Help for complex situations like self-employment
IRS Free File
Official IRS Program
Free tax filing software from IRS-approved providers for eligible taxpayers.
- ✓ Partnership with IRS-approved software companies
- ✓ Online self-service filing
- ✓ Income eligibility limits apply
- ✓ Work at your own pace from home
- ✓ E-file your return directly
FreeTaxUSA
Budget-Friendly Option
Affordable federal tax filing with optional state returns at a low cost.
- ✓ Federal return filing is free
- ✓ State returns available for a small fee
- ✓ No income restrictions
- ✓ Easy-to-use interview format
- ✓ Handles complex tax situations
Quick Comparison
| Feature | VITA | IRS Free File | FreeTaxUSA |
|---|---|---|---|
| Cost | Free | Free | Federal Free* |
| Income Limits | Yes ($58K) | Yes (varies) | None |
| Assistance Type | In-person help | Self-service | Self-service |
| Language Support | Yes | Multiple | English/Español |
| Complex Returns | Yes | Limited | Yes |
*FreeTaxUSA charges $0 for federal, state filing fees apply
How to Choose
Choose VITA if:
- ✓ You prefer in-person assistance
- ✓ Your income is $58,000 or less (2024)
- ✓ English is not your primary language
- ✓ You have a complex tax situation (self-employed, rentals, etc.)
- ✓ You want expert guidance while filing
Choose IRS Free File if:
- ✓ You prefer online self-service filing
- ✓ Your income qualifies (check IRS website for limits)
- ✓ You have a straightforward tax return
- ✓ You want to file from the comfort of your home
- ✓ You want an official IRS partnership software
Choose FreeTaxUSA if:
- ✓ You want maximum flexibility with no income limits
- ✓ You have a complex return (investment income, self-employed, etc.)
- ✓ You don't qualify for VITA or IRS Free File
- ✓ You want affordable state return filing ($15-20)
- ✓ You value a user-friendly interface
Important Information
Beware of Scams
The IRS will never call, email, or text you about owing taxes. Always verify you're using legitimate IRS-approved services. Never share personal information with unsolicited callers.
What You'll Need
Regardless of which option you choose, you'll need:
- Social Security Numbers for you, spouse, and dependents
- W-2 forms from employers
- 1099 forms for other income (interest, dividends, etc.)
- Prior year tax return (helpful but not required)
- Records of deductible expenses or charitable donations
Filing Deadlines
File by April 15, 2025 for tax year 2024. If you need more time, you can request an extension, but it only extends filing—not payment of taxes owed.
When to Seek Professional Help
While free filing options are available, some situations benefit from professional tax preparation:
Consider Professional Help If:
- ✓ You're self-employed or have a business
- ✓ You have rental property income
- ✓ You have investment income or capital gains
- ✓ You're dealing with an IRS issue or audit
- ✓ You have complex deductions
- ✓ You're unsure about your tax situation
Professional Services Include:
- ✓ Expert tax planning advice
- ✓ Identification of all deductions
- ✓ Representation for audits
- ✓ Year-round tax guidance
- ✓ Peace of mind and accuracy
At R Tax Services, we're here to help with your tax needs. Whether you need professional preparation or have questions about free options, we're ready to assist.
Contact Us TodayNeed Help Getting Organized Before Filing?
Whether you choose to file yourself or work with a professional, having your documents organized is the first step. Our organizers can help you collect and prepare everything you need.
Get Started →Frequently Asked Questions
Can I file for free even if my income is above the VITA limit?
Yes. While VITA has income limits, you can still use the IRS Free File program or FreeTaxUSA. The IRS Free File program has its own income limits, and FreeTaxUSA has no income restrictions for federal returns.
Is it really free, or are there hidden fees?
VITA and IRS Free File are completely free with no hidden fees. FreeTaxUSA charges for state returns (typically $15-20) but federal returns are free. Always verify you're using an IRS-approved provider to avoid scams.
How long does it take to file with each option?
VITA appointments typically take 1-2 hours. IRS Free File and FreeTaxUSA depend on the complexity of your return—simple returns can be filed in 30 minutes, while complex ones may take several hours.
Can I file an amended return for free?
VITA can assist with amended returns. IRS Free File and FreeTaxUSA can also handle amended returns, though eligibility may vary. Contact your chosen service for specific details on amended returns.
What happens if I make a mistake on my free return?
Most free filing software includes error checking. If you discover a mistake after filing, you can file an amended return (Form 1040-X). VITA and FreeTaxUSA also provide support for corrections.